East Texas Prof Credit Union 4.41.118
East Texas Professional Credit Union – Freeware – iOSout of 11341 votes
4.41.118 Safe to install
Convenient Banking Solutions for East Texas Residents
East Texas Prof Credit Union offers personalized financial services and a community-focused approach, making it a reliable choice for local banking needs.
Welcome to ETPCU Mobile Banking. This convenient service brings you a step closer to accessing your ETPCU accounts anytime and anywhere. With its speed, security, and cost-free features, ETPCU Mobile Banking provides you with 24/7 account access directly from your mobile device or tablet.
ETPCU Mobile Banking offers a range of functionalities designed to enhance your banking experience:
- View your account balances and transaction history.
- Easily transfer funds between your accounts.
- Effortlessly view and pay your bills.
- Locate the nearest ETPCU branch or ATM using your iPhone's geolocation.
Security is of the utmost importance to ETPCU. Rest assured that we have implemented several measures to safeguard your accounts:
- In the event that your device is lost or stolen, you can quickly disable the app.
- Only transfers between existing and related accounts are permitted.
- You can only initiate bill payments to existing payees.
Please note that ETPCU Mobile Banking is exclusively available to ETPCU members. Members of similarly named credit unions in other states will not be able to utilize this app. Standard messaging and data rates may apply.
For additional details, please visit our website at www.etpcu.org.
Overview
East Texas Prof Credit Union is a Freeware software in the category Business developed by East Texas Professional Credit Union.
The latest version of East Texas Prof Credit Union is 4.41.118, released on 07/03/2024. It was initially added to our database on 09/20/2023.
East Texas Prof Credit Union runs on the following operating systems: iOS.
Users of East Texas Prof Credit Union gave it a rating of 5 out of 5 stars.
Pros
- Lower interest rates on loans compared to traditional banks
- Higher interest rates on savings accounts and CDs
- No monthly maintenance fees for checking and savings accounts
- Personalized customer service and community-focused approach
- Access to a wide range of financial products, including loans, credit cards, and investment services
- Online banking and mobile app for easy account management and transactions
- Shared branching with other credit unions for added convenience of locations
Cons
- Limited branch locations primarily in East Texas areas
- Membership may be restricted to certain professions or affiliations
- Less recognized compared to larger national banks which may affect brand trust for some users
- Potentially fewer ATM networks leading to extra fees when using out-of-network ATMs
- Limited international services compared to larger institutions
FAQ
What is East Texas Prof Credit Union?
East Texas Prof Credit Union is a member-owned financial cooperative that provides various banking services to its members, including savings accounts, loans, and checking accounts.
Who can become a member of East Texas Prof Credit Union?
Membership is generally open to individuals who work or live in specific communities in East Texas or are associated with certain employers or organizations.
What types of accounts does East Texas Prof Credit Union offer?
The credit union offers savings accounts, checking accounts, money market accounts, and various loan products including auto and personal loans.
Is there a minimum balance requirement for accounts?
Yes, specific accounts may have minimum balance requirements; it's best to check with the credit union directly for details on each account type.
What are the fees associated with East Texas Prof Credit Union accounts?
Fees vary by account type, but the credit union aims to keep fees low; members are encouraged to review the fee schedule for detailed information.
How can I access my account online?
Members can access their accounts through the East Texas Prof Credit Union online banking platform, which requires registration for secure login.
Does East Texas Prof Credit Union offer mobile banking?
Yes, East Texas Prof Credit Union provides a mobile banking app that allows members to view balances, transfer funds, pay bills, and deposit checks.
Are my deposits insured at East Texas Prof Credit Union?
Yes, member deposits are insured up to the maximum allowed by the National Credit Union Administration (NCUA), which is $250,000 per depositor.
How do I apply for a loan with East Texas Prof Credit Union?
Loan applications can be submitted online or in-person at any branch location; members may need to provide documentation such as income verification.
What were some community involvement initiatives of East Texas Prof Credit Union?
East Texas Prof Credit Union participates in various community service projects and programs aimed at supporting local education, health initiatives, and other charitable activities.
Peter Salakani
I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.
Latest Reviews by Peter Salakani
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